Merchant Services

Transparent pricing, stable banking partners, and solutions built around your business — not the other way around.

From standard retail to high‑risk verticals, we help you secure processing that fits your business—not the other way around.

High‑Risk Merchant Accounts

For industries that traditional banks avoid, we work with banks and processors that understand your model.

  • Underwriting guidance
  • Risk‑aligned pricing
  • Gateway and POS options

Standard & Low‑Risk Processing

Retail, professional services, and everyday businesses looking for clean, transparent processing.

  • Interchange‑plus pricing
  • Next‑day funding options
  • Modern terminals and POS

Online & Card‑Not‑Present

Gateways, virtual terminals, and recurring billing for online and remote businesses.

  • API‑friendly gateways
  • Subscription and recurring billing
  • Fraud tools and filters

Additional Services

Dual Pricing & Cash Discount

Offset processing costs with compliant dual pricing or cash discount programs where allowed.

ACH & Check Processing

For businesses that need to move larger transactions without relying solely on cards.

Chargeback Awareness

Guidance on chargeback ratios, alerts, and best practices to keep accounts healthy.

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